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Terms of Use

Welcome to Little Lake Lending. By accessing or using our services, you agree to comply with and be bound by the following terms and conditions. Please review them carefully.

1. Acceptance of Terms

By using our website and services, you agree to these Terms of Use, all applicable laws, and regulations. If you do not agree with any part of these terms, you must not use our services.

2. Eligibility

To use our services, you must be at least 18 years old and a U.S. resident. You must also have an active checking account and meet our income requirements.

3. Sovereign Immunity

Little Lake Lending is a commercial enterprise of the Big Valley Band of Pomo Indians of the Big Valley Rancheria, a federally recognized sovereign Indian nation. As such, we operate under Tribal law and federal consumer finance laws as incorporated by the Tribe. Nothing in these terms constitutes a waiver of the Tribe's sovereign immunity.

4. Loan Terms

Loans from Little Lake Lending are governed by Tribal law and applicable federal law, not the laws of your resident state. Loan offers are subject to underwriting and verification processes. Complete disclosure of APR, fees, and payment terms are provided within the Loan Agreement.

5. Use of Services

You agree to use our services only for lawful purposes. You must not use our services in any way that could damage, disable, overburden, or impair our website or interfere with any other party's use of our services.

6. Privacy Policy

Your use of our services is also governed by our Privacy Policy, which can be found [here](insert link to Privacy Policy).

7. Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Little Lake Lending or its licensors and is protected by copyright and other intellectual property laws.

8. Limitation of Liability

To the fullest extent permitted by law, Little Lake Lending shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services.

9. Changes to Terms

We reserve the right to modify these Terms of Use at any time. Any changes will be effective immediately upon posting on our website. Your continued use of our services after any changes constitutes your acceptance of the new terms.

10. Governing Law

These terms are governed by and construed in accordance with the laws of the Big Valley Band of Pomo Indians of the Big Valley Rancheria.

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Little Lake Lending operates under the sovereign laws of our Tribe and complies with applicable federal laws. Our mission is to provide accessible financial solutions while honoring the cultural heritage and values of our community.

1802 Chukka Hina Durant, OK 74701
844-546-4391